What is a Florida Lost Instrument Bond?

Get replacements for your important lost instruments through this bond! 

Florida Lost Instrument BondIs losing a valuable instrument giving you a massive headache? Worry not! We’ve got you covered through this surety bond!

Instruments are legal documents that have financial value. Some examples of these so-called important instruments are as follows:

  • Stock Certificate
  • Real Estate Certificates
  • Certificate of Deposit
  • Treasury Bills
  • Bond Futures
  • Cashier’s Check
  • Passbook

Issuing authorities will require you to submit this type of surety bond before they will issue a replacement for your valuable instrument.

The purpose of this surety bond is to protect them in case another person files a claim on the instrument that has been replaced.

This type of surety bond will also act as an assurance that you will surrender the new instrument to the issuing authority or surety for proper disposal if the instrument that went missing has been found.


What is the Lost Instrument Bond amount? 

The bond amount varies widely.  The surety bond premium, however, will depend on the value of the instrument, as well as your credit score.

Instruments that have a value of $5,000 or less can have a surety bond premium of $100.

For instruments that have more than $5,000 in value,  the surety bond premium that you need to pay will be $20 per one thousand.



How can I get a Lost Instrument Bond?

We’ve made it easier for you! Just follow the simple steps below!

STEP 1: Apply for the bond

You need to submit a bond application to us. If you’re ready to apply now, you may do so HERE!

STEP 2: Underwriting

We will ask you for a couple of important information needed for the bond. This will include your financial history, business performance history, and your credit score. An underwriter will carefully evaluate all those.

STEP 3: Bond execution

Once the underwriter is done with the underwriting process, we will immediately issue the bond and send it to you!


What is the process of replacing a lost instrument? 

This will vary per issuing authority. Each has its own set of rules regarding instrument replacement.  However,  there  are  some  common  factors  in  this  process  such  as  the following:

  • You must submit an affidavit stating all pertinent facts about the lost instrument
  • You will  have  to  submit  a  written  statement  about  the  circumstances  of  the lost instrument
  • You will be asked to submit proof of identity
  • You must submit a surety bond

Allow us to help you have peace of mind! APPLY HERE today!

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