Connecticut Contractor License Bond: Fast, Affordable Bonding for Home Improvement Contractors

Get your Connecticut Contractor License Bond today.

Connecticut does not require a surety bond to register as a home improvement or new home construction contractor. The Department of Consumer Protection requires proof of liability insurance and a payment into the Home Improvement Guaranty Fund instead. The contractor bond Connecticut does require is the nonresident contractor bond filed with the Department of Revenue Services, and it catches a lot of out-of-state contractors by surprise.

 

If you are an out-of-state contractor with a Connecticut project, or a Connecticut town has asked you for a local bond, get a free quote online or call 800-333-7800.

 

Start now: Get Your Connecticut Contractor License Bond

 

For a general overview of contractor license bonds, you can also review our Contractor’s License Bond page.

 

The Connecticut nonresident contractor bond

Under Conn. Gen. Stat. §12-430(7), a nonresident prime or general contractor that is not "verified" by DRS must file a surety bond with the Department of Revenue Services equal to 5% of the contract price on any Connecticut contract of $250,000 or more. The bond guarantees the contractor's Connecticut sales, use and withholding taxes. If the bond is not filed, the person hiring the contractor must hold back 5% of payments until DRS issues a certificate of compliance, which is why owners and general contractors ask for it before the first check. Nonresident subcontractors are subject to the same 5% holdback until they obtain a certificate of compliance. Contractors that have been registered with DRS for three years, are current on all filings, and have no outstanding liabilities can apply for verified status and skip the bond.

 

Other contractor bonds in Connecticut

• Municipal permit and license bonds. Some Connecticut towns require a bond for street opening, excavation, or a local contractor license. Send us the town's form.
• Bid, performance and payment bonds. Required on public work and common on private jobs. See construction bonds.

 

Cost of a Connecticut Contractor License Bond

The nonresident contractor bond is priced as a percentage of the bond amount, generally 1% to 5% per year depending on credit, and because the bond amount is 5% of the contract price, the premium is usually modest even on a large job. We quote our best rate at a FICO score of 700 or above; weaker credit is still writable at a higher rate. See the contractor license bond page for how pricing works.

 

Why Connecticut Contractors Choose Surety Bond Authority

Connecticut contractors rely on us because we provide:

• Fast, same-day approval
• Lowest rates across multiple carriers
• Easy, paperless bond issuance
• Electronic copies for immediate filing
• Programs for credit-challenged applicants
• Multi-year bond discounts available
• Renewal notifications so your registration remains active

We make bonding simple for both new and experienced Connecticut contractors.

 

FAQs: Connecticut Contractor License Bond

Does Connecticut require a bond for a home improvement contractor registration?

No. DCP requires liability insurance and a Guaranty Fund payment. There is no DCP surety bond.

When does a contractor need the Connecticut nonresident contractor bond?

When an out-of-state contractor that is not DRS-verified takes a Connecticut contract of $250,000 or more. The bond is 5% of the contract price and is filed with the Department of Revenue Services.

Does this bond replace liability insurance?

No. The bond guarantees your obligations to the state; liability insurance protects your business.

Can I get bonded with bad credit?

Yes. We specialize in helping contractors at all credit levels.

How often must the bond be renewed?

Annually.

Does Connecticut require a bond for new home construction?

No. New home construction falls under a different registration category without a bonding requirement.

 

Get Your Connecticut Contractor License Bond Today

Surety Bond Authority makes it fast and affordable to meet Connecticut's contractor bonding requirements. Whether you're an out-of-state contractor taking on a Connecticut project or a town has asked you for a local bond, we'll issue your bond quickly and help keep your business compliant.

 

Start now: Get Your Connecticut Contractor License Bond