What is a Wisconsin Dwelling Contractor-Restricted Certification Bond?

Learn about this unique contractor licensing and training requirement that is important for contractors!

Wisconsin Dwelling Contractor-Restricted Certification BondAccording to the Wisconsin Admin. Code § SPS 305.31, no person may obtain a building permit for a one- and two-family dwelling unless the person complies with all of the following, except as provided under Wis. Stats. § 101.654(1)(b) and (c)(2):

  • Holds a Dwelling Contractor certification or a Dwelling Contractor Restricted certification issued by the Department;
  • Holds or engages, as an employee, a person who holds a certification issued by the Department as a Dwelling Contractor Qualifier

Along with the application, the Wisconsin Department of Safety and Professional Services (Obligee) requires certification applicants to post a surety bond.

The bond guarantees that the business complies with worker’s compensation requirements as mandated under Wis. Stats. § 102, and adheres to the unemployment compensation requirements under Wis. Stats. § 108.

The bond also ensures the financial responsibility of the business that is applying for the Dwelling Contractor Restricted certification.

The person who is applying for a Dwelling Contractor Restricted certification is the owner of the contracting business, a partner in the contracting business applying on behalf of a partnership, or the chairman of the board or chief executive officer (CEO) applying on behalf of the contracting corporation.


What are the bond conditions?

  • The Surety must be authorized to conduct business in the State of Wisconsin.
  • The Wis. Stats § 101.654(2) indicates that the person applying for a Dwelling Contractor Restricted certification shall provide proof of financial responsibility.
  • Bonds must provide that it may not be canceled by the person covered by the Surety except on 30 days written notice served on the Department in person or by certified mail.
  • The person covered shall file with the Department proof of replacement bond within the 30-day notice period and before the expiration of the bond.
  • The Department may suspend without prior notice or hearing the certificate of financial responsibility of a person who does not file satisfactory proof of replacement bond.
  • The bond will serve as indemnity for any losses sustained by any person because of a violation committed by the business of that dwelling code or ordinance.


What is the bond amount?

The surety bond amount is less than $25,000 but at least $5,000 that is conditioned on your contracting business complying with the applicable provisions of the one- and two-family dwelling code and statutes enacted under Wis. Stats. § 101.654(1)(a).

The cost of the bond (bond premium) is a percentage of the bond amount, which can range from %1-5% depending on your financial history and credit score.

For bond costs and requirements, get your FREE quote HERE!


How do I obtain a Dwelling Contractor-Restricted Certification Bond?

SEND US A BOND APPLICATION – We begin the bonding process with an application. You may send your application for this bond HERE!

UNDERWRITING – Once we have received your application, an underwriter will ask you to submit the following essential requirements:

  • Proof of your financial capability
  • Your business’ history
  • Your credit score
  • Your copy of the bond form (can be obtained from the State Department of Safety and Professional Services)

To avoid any delay, make sure that your requirements are complete before submitting them.

ISSUANCE – As soon as the underwriter has completed the necessary in-depth check, we will immediately issue the surety bond and send it to you!

Ready to get bonded? Talk to a surety expert at 800-333-7800 today!

Liked this content? Share it!