What is a New Jersey Lost Instrument Bond?

Get replacements for your important lost instruments through this bond!   

New Jersey Lost Instrument BondLosing an important instrument can be really stressful. Replacing one shouldn’t be! 

Issuing authorities will require you to submit this type of surety bond before they will issue a replacement for your valuable instrument. 

The purpose of this surety bond is to protect them in case another person files a claim on the instrument that has been replaced. 

This type of surety bond will also act as an assurance that you will surrender the new instrument to the issuing authority or surety for proper disposal if you’ve found the instrument that went missing.  

Instruments are legal documents that have financial value. Some examples of these so-called important instruments are as follows:  

  • Stock Certificate   
  • Real Estate Certificates    
  • Certificate of Deposit   
  • Treasury Bills   
  • Bond Futures   
  • Cashier’s Check   
  • Passbook  


What is the Lost Instrument Bond amount?   

The bond amount varies widely.  The surety bond premium, however, will depend on the value of the instrument, as well as your credit score.   

Instruments that have a value of $5,000 or less can have a surety bond premium of $100.    

For instruments that have more than  $5,000  in value,  the surety bond premium that you need to pay will be $20 per one thousand.    



How can I get a Lost Instrument Bond? 

You can easily get this surety bond from us! We will guide you through the entire process. We’ll make sure that you will understand what you are getting into. 

Here’s how to do get bonded: 

  1. You have to send an application to us. If you are ready to do that now, you may APPLY HERE! 
  2. After we have received your application, we will ask you to submit the necessary information needed for the underwriting process. These are the following: 
  • Your financial capability 
  • Your business or job performance history 
  • Your credit score 

An expert underwriter will carefully evaluate all three to attain the best credit decision possible. To avoid any delay, the information that you should submit should be organized and concise.  

3. Your surety bond will be issued and sent to you! 


What is the process of replacing a lost instrument?   

This will vary per issuing authority.  Each has its own set of rules regarding instrument replacement.  However,  there  are  some  common  factors  in  this  process  such  as  the following:   

  • You must submit an affidavit stating all pertinent facts about the lost instrument    
  • You  will  have  to  submit  a  written  statement  about  the  circumstances  of  the lost instrument   
  • You will be asked to submit proof of identity   
  • You must submit a surety bond   

Are you ready to get your lost instrument replaced? APPLY HERE today! 

Liked this content? Share it!