What is an Indiana Lost Instrument Bond?

Get replacements for your important lost instruments through this bond! 

Indiana Lost Instrument BondInstruments are legal documents that have financial value. These include, but are not limited to, treasury bills, cashier’s checks, stock certificates, real estate certificates, bond futures, passbooks, and share certificates.

To replace an instrument, issuing authorities will ask you to procure a surety bond.

A surety bond is one of the most important requirements to get a replacement.

A surety bond’s purpose is to indemnify the issuing authority in case another person files a claim on the instrument that has been replaced.

A surety bond will also serve as a guarantee that if the Principal (the person who applied for the surety bond)  found the instrument lost, he or she will surrender it to the issuing authority of the Surety.


What is the Lost Instrument Bond amount? 

The bond amount varies widely. The surety bond premium, however, will depend on the value of the instrument, as well as your credit score.

Instruments that have a value of $5,000 or less can have a surety bond premium of $100.

For instruments that have more than $5,000 in value, the surety bond premium that you need to pay will be $20 per one thousand.

How can I get a Lost Instrument Bond?

Here’s a step-by-step bonding process that we have made easier so that you can get your bond in no time:


You must first apply for this type of surety bond. If you are ready to do this now, you may APPLY HERE!

Our expert surety bond agent will guide you through the entire process – from the time you have applied until the bond is issued to you.


Next, you will be asked to submit a few important information that our underwriter will typically need to assess your credit score.

To avoid any delays, make sure that you have gathered the right information needed before submitting.


Once the underwriting process is done, we will immediately issue your bond and send it to you right away!


What is the process of replacing a lost instrument? 

This will vary per issuing authority.  Each has its own set of rules regarding instrument replacement.  However,  there  are  some  common  factors  in  this  process  such  as  the following:

  • You must submit an affidavit stating all pertinent facts about the lost instrument
  • You will  have  to  submit  a  written  statement  about  the  circumstances  of  the lost instrument
  • You will be asked to submit proof of identity
  • You must submit a surety bond

Are you ready to get your lost instrument replaced? CALL US today!

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