surety bond education center

Construction Bonds

How to Get Your First Bid Bond: A Step-by-Step Guide for New Contractors

By Greg Rynerson, CPCU | May 4, 2026

Need your first bid bond? A clear, step-by-step guide for new contractors covering documents, underwriting, cost, timing, and what to do if you’re declined.

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Supply Bond vs. Performance Bond: What’s the Difference (and Which One Do You Need?)

By Greg Rynerson, CPCU | April 21, 2026

If you’re involved in construction projects whether as a contractor, subcontractor, or material supplier, you’ve probably come across both Supply Bonds and Performance Bonds. At first glance, they sound similar. […]

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Supply Bonds Explained: When You Need One, How They Work, and Cost-Saving Tips

By Greg Rynerson, CPCU | March 23, 2026

If you’re supplying materials to a construction or commercial project, there’s a good chance you’ve heard the term “Supply Bond” come up in contract discussions. And if you haven’t dealt […]

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Bid Bonds vs. Performance Bonds: Understanding the Key Differences for Construction Contractors

By Greg Rynerson, CPCU | March 17, 2026

Contractors bidding on public or large private construction projects quickly learn that surety bonds are part of the process. Two of the most common bonds required in construction contracting are […]

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Construction Bond Misconceptions That Cost Contractors Money

By Greg Rynerson, CPCU | March 4, 2026

The construction industry in 2026 is full of opportunity, but it is also full of misinformation. Far too many contractors lose money every year—not because bonding is too expensive or […]

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A Contractor’s Guide to Bonding Public Works Projects in 2026

By Greg Rynerson, CPCU | February 24, 2026

Public works construction remains one of the most opportunity-rich sectors in 2026. Federal and state infrastructure funding is still flowing, municipalities continue upgrading aging roads and utilities, and demand for […]

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Top Trends in Construction Bonding for 2026 — What Contractors Should Expect

By Greg Rynerson, CPCU | February 16, 2026

Construction bonding in 2026 is shaped by a simple reality: projects are bigger, more expensive, and more closely monitored than they were just a few years ago. Material costs remain […]

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Understanding Subdivision Bonds: What Developers Need to Know in 2026

By Greg Rynerson, CPCU | February 12, 2026

Subdivision development in 2026 is more expensive, more regulated, and more scrutinized than ever. Municipalities are tightening requirements, construction costs continue to rise, permitting timelines are lengthening, and developers are […]

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The Contractor’s Roadmap to Increasing Bonding Capacity in 12 Months

By Greg Rynerson, CPCU | February 5, 2026

Bonding capacity is one of the most important financial tools a contractor can possess. It determines the size of projects you can bid on, the level of trust sureties place […]

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2026 Guide: How Rising Material Costs Affect Construction Surety Bond Requirements

By Greg Rynerson, CPCU | February 2, 2026

Rising material costs continue to reshape the construction landscape in 2026. Steel, concrete, lumber, copper, and even basic aggregate prices have climbed steadily over the last several years; driven by […]

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