surety bond education center

Construction Bonds

Construction Bond Misconceptions That Cost Contractors Money

By Greg Rynerson, CPCU | March 4, 2026

The construction industry in 2026 is full of opportunity, but it is also full of misinformation. Far too many contractors lose money every year—not because bonding is too expensive or […]

Read More

A Contractor’s Guide to Bonding Public Works Projects in 2026

By Greg Rynerson, CPCU | February 24, 2026

Public works construction remains one of the most opportunity-rich sectors in 2026. Federal and state infrastructure funding is still flowing, municipalities continue upgrading aging roads and utilities, and demand for […]

Read More

Top Trends in Construction Bonding for 2026 — What Contractors Should Expect

By Greg Rynerson, CPCU | February 16, 2026

Construction bonding in 2026 is shaped by a simple reality: projects are bigger, more expensive, and more closely monitored than they were just a few years ago. Material costs remain […]

Read More

Understanding Subdivision Bonds: What Developers Need to Know in 2026

By Greg Rynerson, CPCU | February 12, 2026

Subdivision development in 2026 is more expensive, more regulated, and more scrutinized than ever. Municipalities are tightening requirements, construction costs continue to rise, permitting timelines are lengthening, and developers are […]

Read More

The Contractor’s Roadmap to Increasing Bonding Capacity in 12 Months

By Greg Rynerson, CPCU | February 5, 2026

Bonding capacity is one of the most important financial tools a contractor can possess. It determines the size of projects you can bid on, the level of trust sureties place […]

Read More

2026 Guide: How Rising Material Costs Affect Construction Surety Bond Requirements

By Greg Rynerson, CPCU | February 2, 2026

Rising material costs continue to reshape the construction landscape in 2026. Steel, concrete, lumber, copper, and even basic aggregate prices have climbed steadily over the last several years; driven by […]

Read More
How Long Does It Take to Get a Construction Bond?

How Long Does It Take to Get a Construction Bond? (Same-Day vs Underwritten Explained)

By Greg Rynerson, CPCU | December 3, 2025

If you’ve ever been up against a bid deadline, permit delay, or funding release, you’ve probably asked the most important question in bonding: “How fast can I get my construction […]

Read More

Mechanic’s Lien Release Bond: A Complete Guide for Property Owners and Contractors

By Greg Rynerson, CPCU | October 21, 2025

When a contractor or supplier doesn’t get paid, few words cause more anxiety for property owners than “mechanic’s lien.” This powerful legal claim can freeze your project, cloud your title, […]

Read More

Performance Bonds vs. Payment Bonds: What’s the Difference and Which Do You Need?

By Greg Rynerson, CPCU | September 8, 2025

When it comes to construction projects, bonds are more than just paperwork—they’re financial safety nets. Yet even seasoned contractors and project owners sometimes confuse performance bonds and payment bonds. While […]

Read More

Understanding the Miller Act and Federal Construction Bonds

By Greg Rynerson, CPCU | June 16, 2025

When it comes to federal construction projects, one of the most critical—but often misunderstood—legal requirements is the Miller Act. Enacted to protect subcontractors, suppliers, and the government itself, the Miller […]

Read More